What is Workers Compensation?
Workers’ compensation is a state-mandated insurance program that provides financial and medical benefits to employees injured or ill due to their jobs. It is designed to support workers by covering medical expenses, wage replacement, rehabilitation, and sometimes, disability compensation if the injury results in long-term impairment. In exchange for these guaranteed benefits, workers typically forfeit the right to sue their employer for negligence.
Workers’ compensation aims to ensure injured workers receive timely support without proving employer fault, thus creating a more efficient process for employees and employers. However, the system can be complex, and some claims may be disputed or denied, making it essential for employees to understand their rights. In such cases, legal representation can help ensure fair treatment and access to all entitled benefits under state law.