What Are the Common Types of Workers Compensation Benefits in Mississippi?
There are four types of workers' compensation benefits available in Mississippi: medical benefits, temporary total disability (TTD) benefits, temporary partial disability (TPD) benefits, and permanent total disability (PTD) benefits.
The following is a brief overview of each type of benefit in Mississippi:
Medical benefits
Workers' compensation in Mississippi covers the costs of medical treatment for work-related injuries. This includes the cost of doctor visits, hospital stays, surgeries, medications, and medical devices. Employees can also be reimbursed for the cost of travel to and from medical appointments. There is no maximum limit on the amount of medical benefits that can be paid.
Temporary total disability (TTD) benefits
Employees who are unable to work for more than five days due to a work-related injury may be entitled to temporary total disability benefits. These benefits are generally paid at a rate of two-thirds of the employee’s average weekly wage. The benefits are usually paid until the employee is able to return to work.
Temporary partial disability (TPD) benefits
Employees who are able to return to work but can only earn a fraction of their pre-injury wages may be entitled to temporary partial disability benefits. These benefits are generally paid at a rate of two-thirds of the difference between the employee’s pre-injury wages and post-injury wages. The benefits are usually paid for a maximum of 450 weeks.
Permanent total disability (PTD) benefits
Employees who are permanently and totally disabled as a result of a work-related injury may be entitled to permanent total disability benefits. These benefits are generally paid at a rate of two-thirds of the employee’s average weekly wage. The benefits are usually paid for the duration of the employee’s life.
