Are Insurance Company Representatives as Friendly as They Seem?
When you call an auto insurance company to file a claim for a car accident, they may treat you as if they’re your best friend. They may offer kind words of comfort to help you feel better.
But is that really to your benefit?
In short, no. Insurance company representatives will do their best to build a trusting foundation with you so that you’ll divulge information that could ultimately hurt your claim.
Always keep in mind that insurance companies are in the business of making money by closing claims. The longer a claim stays open, the more money it’s costing the insurance company. Insurance companies save tons of money every year by throwing their own claimants under the bus. They do this by determining their own policyholders are the majority at fault in an accident, right off the bat.
Oftentimes, insurance company representatives will not do their due diligence when investigating car accidents because it’s time-consuming, and thus, costly. It’s much easier and more profitable for insurance companies to close claims by blaming accidents on their own policyholders and then raising their premiums as a result.
